Rev. January 2011

FACTS

WHAT DOES PARTNERS BANK DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  Social Security number                                         Transaction history

  Account balances                                                 Account transactions

  Payment history                                                   Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.  

 

How?

All financial companies need to share customers' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Partners Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Partners Bank share?

Can you limit this sharing?

For our everyday business purposes –

­such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

­to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates' everyday business purposes – information about your transactions and experiences

No

We don’t share

For our affiliates' everyday business purposes – information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

 

 

Questions?

Call 870-338-6451 or go to www.partnersbnk.com

 

 

 

 

 

 

 

 

 

 

 

 

Privacy Model Disclosure

VMP® Bankers Systems™

Wolters Kluwer Financial Services © 2010

 

PRIV-MODEL 8/1/2010

 

To Reorder Form: 1-800-552-9410 2010.3/3084   2675886-010     Custom                        Page 1 of 2

Page 2

 

 

What We Do

 

How does Partners Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Partners Bank collect my personal information?

 

We collect your personal information, for example, when you

  Open an account                            Provide account information

  Deposit money                               Pay us by check

  Make deposits or withdrawals         Make a wire transfer
     from your account                       

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  sharing for affiliates' everyday business purposes - information about your creditworthiness

  affiliates from using your information to market to you

  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

 Partners Bank has no affiliates.

Nonaffiliates

 

Companies not related by common ownership or control. They can be financial and non-financial companies.

 Partners Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  Partners Bank doesn’t jointly market.

 

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.

 

 

 

 

Privacy Model Disclosure

VMP® Bankers Systems™

Wolters Kluwer Financial Services © 2010

 

PRIV-MODEL 8/1/2010

 

To Reorder Form: 1-800-552-9410 2010.3/3084   2675886-010     Custom                Page 2 of 2